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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,232 | $29,736-82.4% | $56,033-90.7% | $80,935-93.5% |
| Participation rate | 3.1% | 41.7%-38.6pp | 52.5%-49.4pp | 67.7%-64.5pp |
| Annual return | 18.26% | 35.28%-17.0pp | 1711.38%-1693.1pp | 35.66%-17.4pp |
| Employer contribution / active EE | $0 | $671-100.0% | $1,041-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $0 | $1,228-100.0% | $1,954-100.0% | $4,299-100.0% |
| Admin fee / account holder | $23 | $2,434-99.1% | $2,827-99.2% | $6,924-99.7% |