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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,657 | $126,661+107.4% | $113,397+131.6% | $138,895+89.1% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.5%+23.5pp | 79.9%+20.1pp |
| Annual return | 13.02% | 25.05%-12.0pp | 23.20%-10.2pp | 145.39%-132.4pp |
| Employer contribution / active EE | $3,038 | $3,456-12.1% | $2,977+2.0% | $4,194-27.6% |
| Participant deferral / active EE | $11,385 | $5,693+100.0% | $5,076+124.3% | $6,396+78.0% |
| Admin fee / account holder | $3,312 | $14,549-77.2% | $11,957-72.3% | $12,562-73.6% |