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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $65,416 |
LPL FINANCIAL1 year Filed as: LPL FINANCIAL LLC - RPCP Service code 27 · EIN 04-3046611 | Advisory (Plan) | $42,231 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,503 | $101,653-24.7% | $147,080-48.0% | $74,459+2.7% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.2%+17.8pp | 67.2%+32.8pp |
| Annual return | 14.32% | 8754.98%-8740.7pp | 420.17%-405.8pp | 1369.70%-1355.4pp |
| Employer contribution / active EE | $7,836 | $3,813+105.5% | $4,933+58.8% | $2,626+198.4% |
| Participant deferral / active EE | $10,503 | $7,304+43.8% | $8,066+30.2% | $4,350+141.5% |
| Admin fee / account holder | $414 | $1,752-76.4% | $12,989-96.8% | $1,945-78.7% |