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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,696 | $78,690-43.2% | $161,489-72.3% | $87,485-48.9% |
| Participation rate | 63.7% | 67.5%-3.7pp | 78.7%-15.0pp | 68.9%-5.2pp |
| Annual return | 24.98% | 32.74%-7.8pp | 89.72%-64.7pp | 26.06%-1.1pp |
| Employer contribution / active EE | $2,420 | $2,588-6.5% | $4,268-43.3% | $2,596-6.8% |
| Participant deferral / active EE | $5,473 | $3,311+65.3% | $5,630-2.8% | $4,274+28.1% |
| Admin fee / account holder | $2,111 | $6,724-68.6% | $16,006-86.8% | $7,775-72.8% |