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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,696 | $86,050-48.1% | $189,758-76.4% | $94,015-52.5% |
| Participation rate | 63.7% | 68.9%-5.2pp | 79.8%-16.1pp | 70.8%-7.1pp |
| Annual return | 24.98% | 17.77%+7.2pp | 52.62%-27.6pp | 17.84%+7.1pp |
| Employer contribution / active EE | $2,420 | $2,819-14.2% | $4,767-49.2% | $2,790-13.3% |
| Participant deferral / active EE | $5,473 | $3,349+63.4% | $5,856-6.5% | $4,249+28.8% |
| Admin fee / account holder | $2,111 | $6,627-68.1% | $20,388-89.6% | $8,951-76.4% |