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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,402 | $124,980-5.3% | $108,359+9.3% | $154,746-23.5% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 22.39% | 45.00%-22.6pp | 36.89%-14.5pp | 172.34%-149.9pp |
| Employer contribution / active EE | $10,000 | $2,851+250.8% | $2,399+316.8% | $4,379+128.4% |
| Participant deferral / active EE | $25,385 | $4,743+435.2% | $4,137+513.6% | $6,730+277.2% |
| Admin fee / account holder | $333 | $11,502-97.1% | $9,741-96.6% | $14,365-97.7% |