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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,402 | $156,616-24.4% | $133,346-11.2% | $198,609-40.4% |
| Participation rate | 100.0% | 77.7%+22.3pp | 72.8%+27.2pp | 82.4%+17.6pp |
| Annual return | 22.39% | 44.25%-21.9pp | 36.85%-14.5pp | 202.70%-180.3pp |
| Employer contribution / active EE | $10,000 | $3,368+196.9% | $2,853+250.5% | $5,055+97.8% |
| Participant deferral / active EE | $25,385 | $4,920+416.0% | $4,332+486.0% | $6,977+263.9% |
| Admin fee / account holder | $333 | $17,468-98.1% | $14,264-97.7% | $19,030-98.2% |