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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,856 | $227,399-80.3% | $189,758-76.4% | $198,609-77.4% |
| Participation rate | 66.7% | 84.0%-17.3pp | 79.8%-13.1pp | 82.4%-15.7pp |
| Annual return | 22.32% | 61.03%-38.7pp | 52.62%-30.3pp | 202.70%-180.4pp |
| Employer contribution / active EE | $3,637 | $5,526-34.2% | $4,767-23.7% | $5,055-28.1% |
| Participant deferral / active EE | $11,169 | $6,837+63.4% | $5,856+90.7% | $6,977+60.1% |
| Admin fee / account holder | $0 | $25,162-100.0% | $20,388-100.0% | $19,030-100.0% |