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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,154 | $155,555-45.3% | $146,866-42.0% | $155,188-45.1% |
| Participation rate | 50.0% | 84.0%-34.0pp | 82.5%-32.5pp | 80.8%-30.8pp |
| Annual return | 20.01% | 115.41%-95.4pp | 102.85%-82.8pp | 148.84%-128.8pp |
| Employer contribution / active EE | $3,380 | $4,647-27.3% | $4,425-23.6% | $4,248-20.4% |
| Participant deferral / active EE | $5,603 | $8,044-30.3% | $7,759-27.8% | $6,531-14.2% |
| Admin fee / account holder | $6,520 | $14,755-55.8% | $13,620-52.1% | $14,480-55.0% |