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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,747 | $154,228-70.3% | $145,433-68.5% | $137,256-66.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 11.32% | 74.59%-63.3pp | 66.58%-55.3pp | 220.34%-209.0pp |
| Employer contribution / active EE | $4,067 | $4,804-15.4% | $4,554-10.7% | $4,156-2.2% |
| Participant deferral / active EE | $12,085 | $8,216+47.1% | $7,897+53.0% | $6,407+88.6% |
| Admin fee / account holder | $10,311 | $14,344-28.1% | $13,129-21.5% | $12,270-16.0% |