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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,747 | $156,398-70.7% | $147,318-68.9% | $138,895-67.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 11.32% | 78.75%-67.4pp | 70.43%-59.1pp | 145.39%-134.1pp |
| Employer contribution / active EE | $4,067 | $4,853-16.2% | $4,593-11.5% | $4,194-3.0% |
| Participant deferral / active EE | $12,085 | $8,237+46.7% | $7,906+52.8% | $6,396+88.9% |
| Admin fee / account holder | $10,311 | $14,976-31.1% | $13,708-24.8% | $12,562-17.9% |