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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,335 | $102,609-78.2% | $98,090-77.2% | $138,895-83.9% |
| Participation rate | 86.7% | 82.8%+3.9pp | 81.5%+5.1pp | 79.9%+6.7pp |
| Annual return | 23.10% | 36.44%-13.3pp | 37.05%-13.9pp | 145.39%-122.3pp |
| Employer contribution / active EE | $5 | $3,867-99.9% | $3,606-99.9% | $4,194-99.9% |
| Participant deferral / active EE | $3,288 | $8,167-59.7% | $7,845-58.1% | $6,396-48.6% |
| Admin fee / account holder | $1,525 | $11,434-86.7% | $11,815-87.1% | $12,562-87.9% |