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| Provider | Service type | Compensation |
|---|---|---|
MERCER1 year Filed as: MERCER INVESTMENTS LLC Service code 26 3500 QUAKERBRIDGE RD SUITE 106 · HAMILTON TOWNSHIP, NJ 08619 | Advisory (Participants) | $72,763 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $48,479 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,216 | $79,181+45.5% | $102,423+12.5% | $74,429+54.8% |
| Participation rate | 83.6% | 74.8%+8.8pp | 76.5%+7.1pp | 67.2%+16.4pp |
| Annual return | 18.13% | 54.97%-36.8pp | 29.42%-11.3pp | 1368.38%-1350.3pp |
| Employer contribution / active EE | $8,241 | $2,362+249.0% | $3,023+172.6% | $2,625+214.0% |
| Participant deferral / active EE | $16,103 | $4,416+264.6% | $5,054+218.6% | $4,348+270.3% |
| Admin fee / account holder | $586 | $2,002-70.7% | $9,455-93.8% | $1,944-69.9% |