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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,992 | $102,382-47.3% | $147,005-63.3% | $80,874-33.2% |
| Participation rate | 84.1% | 75.8%+8.3pp | 82.2%+2.0pp | 67.6%+16.5pp |
| Annual return | 14.80% | 134.89%-120.1pp | 418.76%-404.0pp | 35.62%-20.8pp |
| Employer contribution / active EE | $3,281 | $3,715-11.7% | $4,934-33.5% | $2,756+19.1% |
| Participant deferral / active EE | $9,279 | $6,646+39.6% | $8,070+15.0% | $4,297+115.9% |
| Admin fee / account holder | $1,981 | $7,942-75.1% | $13,006-84.8% | $6,935-71.4% |