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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,600 | $154,228-68.5% | $145,433-66.6% | $137,256-64.6% |
| Participation rate | 29.2% | 83.8%-54.6pp | 82.1%-53.0pp | 80.0%-50.8pp |
| Annual return | 12.58% | 74.59%-62.0pp | 66.58%-54.0pp | 220.34%-207.8pp |
| Employer contribution / active EE | $1,149 | $4,804-76.1% | $4,554-74.8% | $4,156-72.4% |
| Participant deferral / active EE | $3,617 | $8,216-56.0% | $7,897-54.2% | $6,407-43.6% |
| Admin fee / account holder | $2,615 | $14,344-81.8% | $13,129-80.1% | $12,270-78.7% |