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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,011 | $110,093+7.2% | $97,295+21.3% | $145,897-19.1% |
| Participation rate | 44.4% | 75.9%-31.5pp | 72.7%-28.2pp | 80.3%-35.9pp |
| Annual return | 17.44% | 244.76%-227.3pp | 75.62%-58.2pp | 552.29%-534.9pp |
| Employer contribution / active EE | $1,490 | $3,077-51.6% | $2,723-45.3% | $4,663-68.0% |
| Participant deferral / active EE | $10,405 | $4,678+122.4% | $4,264+144.1% | $6,689+55.6% |
| Admin fee / account holder | $985 | $6,212-84.1% | $5,646-82.5% | $13,390-92.6% |