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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,010 | $100,970-64.3% | $96,576-62.7% | $137,256-73.8% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 8.95% | 38.16%-29.2pp | 38.47%-29.5pp | 220.34%-211.4pp |
| Employer contribution / active EE | $12,299 | $3,809+222.9% | $3,553+246.1% | $4,156+195.9% |
| Participant deferral / active EE | $16,428 | $8,286+98.3% | $7,956+106.5% | $6,407+156.4% |
| Admin fee / account holder | $48,862 | $11,312+332.0% | $11,381+329.3% | $12,270+298.2% |