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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,010 | $107,666-66.6% | $102,184-64.8% | $154,746-76.7% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.7%+19.3pp |
| Annual return | 8.95% | 29.33%-20.4pp | 31.58%-22.6pp | 172.34%-163.4pp |
| Employer contribution / active EE | $12,299 | $3,846+219.8% | $3,594+242.2% | $4,379+180.9% |
| Participant deferral / active EE | $16,428 | $8,719+88.4% | $8,309+97.7% | $6,730+144.1% |
| Admin fee / account holder | $48,862 | $12,943+277.5% | $11,609+320.9% | $14,365+240.1% |