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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,437 | $155,555+26.9% | $146,866+34.4% | $155,188+27.2% |
| Participation rate | 33.3% | 84.0%-50.6pp | 82.5%-49.2pp | 80.8%-47.5pp |
| Annual return | 22.88% | 115.41%-92.5pp | 102.85%-80.0pp | 148.84%-126.0pp |
| Employer contribution / active EE | $3,121 | $4,647-32.8% | $4,425-29.5% | $4,248-26.5% |
| Participant deferral / active EE | $7,694 | $8,044-4.4% | $7,759-0.8% | $6,531+17.8% |
| Admin fee / account holder | $0 | $14,755-100.0% | $13,620-100.0% | $14,480-100.0% |