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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,118 | $180,749-74.5% | $160,784-71.3% | $137,256-66.4% |
| Participation rate | 85.7% | 80.0%+5.7pp | 77.0%+8.8pp | 80.0%+5.8pp |
| Annual return | 18.40% | 2234.46%-2216.1pp | 1803.92%-1785.5pp | 220.34%-201.9pp |
| Employer contribution / active EE | $4,072 | $4,155-2.0% | $3,733+9.1% | $4,156-2.0% |
| Participant deferral / active EE | $6,592 | $6,844-3.7% | $6,293+4.7% | $6,407+2.9% |
| Admin fee / account holder | $2,886 | $10,397-72.2% | $9,717-70.3% | $12,270-76.5% |