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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,484 | $129,737+77.7% | $119,126+93.5% | $154,746+48.9% |
| Participation rate | 57.1% | 78.9%-21.7pp | 75.8%-18.6pp | 80.7%-23.6pp |
| Annual return | 11.16% | 379.08%-367.9pp | 282.11%-270.9pp | 172.34%-161.2pp |
| Employer contribution / active EE | $1,218 | $4,375-72.2% | $4,034-69.8% | $4,379-72.2% |
| Participant deferral / active EE | $2,427 | $5,842-58.5% | $5,318-54.4% | $6,730-63.9% |
| Admin fee / account holder | $1,771 | $11,961-85.2% | $10,693-83.4% | $14,365-87.7% |