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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,084 | $95,959+35.6% | $97,411+33.5% | $138,895-6.3% |
| Participation rate | 100.0% | 81.8%+18.2pp | 80.4%+19.6pp | 79.9%+20.1pp |
| Annual return | 3.26% | 29.30%-26.0pp | 34.72%-31.5pp | 145.39%-142.1pp |
| Employer contribution / active EE | $2,041 | $4,278-52.3% | $4,210-51.5% | $4,194-51.3% |
| Participant deferral / active EE | $23,078 | $5,876+292.7% | $5,886+292.1% | $6,396+260.8% |
| Admin fee / account holder | $457 | $7,555-94.0% | $7,145-93.6% | $12,562-96.4% |