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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,983 | $172,111-57.0% | $150,298-50.8% | $137,256-46.1% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 10.71% | 69.37%-58.7pp | 62.79%-52.1pp | 220.34%-209.6pp |
| Employer contribution / active EE | $9,550 | $4,636+106.0% | $4,154+129.9% | $4,156+129.8% |
| Participant deferral / active EE | $6,928 | $6,166+12.4% | $5,453+27.1% | $6,407+8.1% |
| Admin fee / account holder | $4,344 | $16,471-73.6% | $14,116-69.2% | $12,270-64.6% |