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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,959 | $55,470-46.0% | $155,556-80.7% | $74,478-59.8% |
| Participation rate | 35.6% | 61.9%-26.3pp | 78.2%-42.6pp | 67.2%-31.6pp |
| Annual return | 35.01% | 269.80%-234.8pp | 64.84%-29.8pp | 1370.56%-1335.6pp |
| Employer contribution / active EE | $978 | $2,267-56.9% | $4,675-79.1% | $2,626-62.8% |
| Participant deferral / active EE | $1,431 | $2,838-49.6% | $5,631-74.6% | $4,350-67.1% |
| Admin fee / account holder | $4,219 | $1,744+141.9% | $15,885-73.4% | $1,946+116.8% |