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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,903 | $55,472-60.5% | $155,567-85.9% | $74,546-70.6% |
| Participation rate | 67.3% | 61.9%+5.4pp | 78.2%-10.9pp | 67.2%+0.1pp |
| Annual return | 17.23% | 268.72%-251.5pp | 64.74%-47.5pp | 1366.03%-1348.8pp |
| Employer contribution / active EE | $2,002 | $2,269-11.8% | $4,674-57.2% | $2,624-23.7% |
| Participant deferral / active EE | $3,594 | $2,838+26.6% | $5,628-36.1% | $4,347-17.3% |
| Admin fee / account holder | $1,508 | $1,743-13.4% | $15,916-90.5% | $1,944-22.4% |