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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,449 | $172,111-96.3% | $150,298-95.7% | $137,256-95.3% |
| Participation rate | 90.5% | 81.7%+8.8pp | 77.8%+12.7pp | 80.0%+10.5pp |
| Annual return | 22.10% | 69.37%-47.3pp | 62.79%-40.7pp | 220.34%-198.2pp |
| Employer contribution / active EE | $1,826 | $4,636-60.6% | $4,154-56.0% | $4,156-56.1% |
| Participant deferral / active EE | $2,939 | $6,166-52.3% | $5,453-46.1% | $6,407-54.1% |
| Admin fee / account holder | $333 | $16,471-98.0% | $14,116-97.6% | $12,270-97.3% |