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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,011 | $172,111-94.8% | $150,298-94.0% | $137,256-93.4% |
| Participation rate | 88.9% | 81.7%+7.2pp | 77.8%+11.1pp | 80.0%+8.9pp |
| Annual return | 20.22% | 69.37%-49.2pp | 62.79%-42.6pp | 220.34%-200.1pp |
| Employer contribution / active EE | $1,145 | $4,636-75.3% | $4,154-72.4% | $4,156-72.5% |
| Participant deferral / active EE | $2,643 | $6,166-57.1% | $5,453-51.5% | $6,407-58.7% |
| Admin fee / account holder | $4,120 | $16,471-75.0% | $14,116-70.8% | $12,270-66.4% |