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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,526 | $81,358-68.6% | $155,556-83.6% | $80,959-68.5% |
| Participation rate | 72.4% | 66.3%+6.1pp | 78.2%-5.8pp | 67.7%+4.7pp |
| Annual return | 15.22% | 33.39%-18.2pp | 64.84%-49.6pp | 35.67%-20.5pp |
| Employer contribution / active EE | $1,915 | $3,106-38.4% | $4,675-59.0% | $2,757-30.6% |
| Participant deferral / active EE | $4,750 | $3,455+37.5% | $5,631-15.6% | $4,300+10.5% |
| Admin fee / account holder | $719 | $7,994-91.0% | $15,885-95.5% | $6,925-89.6% |