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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,241 | $92,798-86.8% | $96,707-87.3% | $137,256-91.1% |
| Participation rate | 100.0% | 81.6%+18.4pp | 80.4%+19.6pp | 80.0%+20.0pp |
| Annual return | 23.38% | 31.24%-7.9pp | 34.78%-11.4pp | 220.34%-197.0pp |
| Employer contribution / active EE | $2,628 | $4,147-36.6% | $4,191-37.3% | $4,156-36.8% |
| Participant deferral / active EE | $2,606 | $5,877-55.7% | $5,997-56.5% | $6,407-59.3% |
| Admin fee / account holder | $751 | $7,946-90.5% | $7,503-90.0% | $12,270-93.9% |