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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,456 | $102,429+43.0% | $147,096-0.4% | $80,925+81.0% |
| Participation rate | 70.7% | 75.9%-5.1pp | 82.2%-11.4pp | 67.7%+3.1pp |
| Annual return | 20.23% | 135.02%-114.8pp | 419.75%-399.5pp | 35.65%-15.4pp |
| Employer contribution / active EE | $4,582 | $3,716+23.3% | $4,936-7.2% | $2,756+66.3% |
| Participant deferral / active EE | $10,424 | $6,649+56.8% | $8,071+29.2% | $4,299+142.5% |
| Admin fee / account holder | $11,014 | $7,957+38.4% | $13,005-15.3% | $6,940+58.7% |