Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 7-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,185 | $106,749-64.2% | $145,433-73.7% | $82,448-53.7% |
| Participation rate | 61.7% | 75.6%-13.9pp | 82.1%-20.4pp | 68.1%-6.4pp |
| Annual return | 21.21% | 27.59%-6.4pp | 66.58%-45.4pp | 41.64%-20.4pp |
| Employer contribution / active EE | $1,336 | $3,444-61.2% | $4,554-70.7% | $2,551-47.6% |
| Participant deferral / active EE | $4,639 | $6,519-28.8% | $7,897-41.3% | $4,139+12.1% |
| Admin fee / account holder | $664 | $8,390-92.1% | $13,129-94.9% | $7,234-90.8% |