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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,936 | $125,184-34.5% | $105,607-22.4% | $145,884-43.8% |
| Participation rate | 66.7% | 77.6%-11.0pp | 75.3%-8.6pp | 80.3%-13.6pp |
| Annual return | 69.45% | 225.00%-155.6pp | 116.11%-46.7pp | 551.85%-482.4pp |
| Employer contribution / active EE | $9,569 | $3,720+157.2% | $3,167+202.1% | $4,662+105.2% |
| Participant deferral / active EE | $10,000 | $5,714+75.0% | $5,011+99.6% | $6,690+49.5% |
| Admin fee / account holder | $182 | $17,133-98.9% | $10,958-98.3% | $13,392-98.6% |