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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,254 | $183,539-97.7% | $155,556-97.3% | $145,897-97.1% |
| Participation rate | 95.0% | 82.7%+12.3pp | 78.2%+16.8pp | 80.3%+14.7pp |
| Annual return | 10.09% | 61.31%-51.2pp | 64.84%-54.7pp | 552.29%-542.2pp |
| Employer contribution / active EE | $840 | $5,315-84.2% | $4,675-82.0% | $4,663-82.0% |
| Participant deferral / active EE | $2,531 | $6,467-60.9% | $5,631-55.1% | $6,689-62.2% |
| Admin fee / account holder | $2,278 | $19,275-88.2% | $15,885-85.7% | $13,390-83.0% |