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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $537,351 | $108,882+393.5% | $96,754+455.4% | $154,746+247.2% |
| Participation rate | 18.2% | 75.1%-56.9pp | 70.3%-52.1pp | 80.7%-62.5pp |
| Annual return | 658.97% | 98.39%+560.6pp | 82.04%+576.9pp | 172.34%+486.6pp |
| Employer contribution / active EE | $1,909 | $3,018-36.7% | $2,679-28.7% | $4,379-56.4% |
| Participant deferral / active EE | $5,295 | $5,323-0.5% | $4,758+11.3% | $6,730-21.3% |
| Admin fee / account holder | $1,737 | $10,200-83.0% | $8,905-80.5% | $14,365-87.9% |