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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,377 | $132,634-90.7% | $115,768-89.3% | $137,256-91.0% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 21.08% | 160.70%-139.6pp | 100.46%-79.4pp | 220.34%-199.3pp |
| Employer contribution / active EE | $13 | $3,360-99.6% | $2,940-99.6% | $4,156-99.7% |
| Participant deferral / active EE | $3,731 | $5,619-33.6% | $4,917-24.1% | $6,407-41.8% |
| Admin fee / account holder | $360 | $15,028-97.6% | $12,439-97.1% | $12,270-97.1% |