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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,024 | $57,057-45.6% | $85,009-63.5% | $80,874-61.6% |
| Participation rate | 14.7% | 56.4%-41.7pp | 67.5%-52.8pp | 67.6%-52.9pp |
| Annual return | 14.51% | 21.66%-7.1pp | 66.47%-52.0pp | 35.62%-21.1pp |
| Employer contribution / active EE | $380 | $1,799-78.9% | $2,728-86.1% | $2,756-86.2% |
| Participant deferral / active EE | $1,170 | $3,112-62.4% | $4,522-74.1% | $4,297-72.8% |
| Admin fee / account holder | $3,983 | $4,986-20.1% | $6,153-35.3% | $6,935-42.6% |