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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,233 | $111,535-9.2% | $105,223-3.8% | $137,256-26.2% |
| Participation rate | 25.0% | 78.1%-53.1pp | 75.0%-50.0pp | 80.0%-55.0pp |
| Annual return | 13.80% | 237.85%-224.1pp | 180.65%-166.8pp | 220.34%-206.5pp |
| Employer contribution / active EE | $1,406 | $3,939-64.3% | $3,689-61.9% | $4,156-66.2% |
| Participant deferral / active EE | $1,754 | $5,500-68.1% | $5,072-65.4% | $6,407-72.6% |
| Admin fee / account holder | $403 | $9,721-95.9% | $8,859-95.5% | $12,270-96.7% |