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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,402 | $110,410-24.5% | $102,437-18.6% | $145,897-42.8% |
| Participation rate | 25.0% | 77.9%-52.9pp | 74.5%-49.5pp | 80.3%-55.3pp |
| Annual return | 9.83% | 24.85%-15.0pp | 24.95%-15.1pp | 552.29%-542.5pp |
| Employer contribution / active EE | $1,378 | $4,217-67.3% | $3,871-64.4% | $4,663-70.5% |
| Participant deferral / active EE | $3,238 | $5,622-42.4% | $5,060-36.0% | $6,689-51.6% |
| Admin fee / account holder | $47,424 | $9,745+386.6% | $8,388+465.4% | $13,390+254.2% |