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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,018 | $102,422-61.9% | $147,117-73.5% | $80,959-51.8% |
| Participation rate | 97.0% | 75.9%+21.1pp | 82.2%+14.8pp | 67.7%+29.3pp |
| Annual return | 15.88% | 135.16%-119.3pp | 420.54%-404.7pp | 35.67%-19.8pp |
| Employer contribution / active EE | $10,591 | $3,717+184.9% | $4,932+114.7% | $2,757+284.1% |
| Participant deferral / active EE | $8,779 | $6,652+32.0% | $8,065+8.9% | $4,300+104.1% |
| Admin fee / account holder | $5,634 | $7,953-29.2% | $12,993-56.6% | $6,925-18.6% |