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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,102 | $76,407-76.3% | $150,298-88.0% | $82,448-78.0% |
| Participation rate | 45.8% | 66.4%-20.6pp | 77.8%-31.9pp | 68.1%-22.2pp |
| Annual return | 16.65% | 39.99%-23.3pp | 62.79%-46.1pp | 41.64%-25.0pp |
| Employer contribution / active EE | $418 | $2,614-84.0% | $4,154-89.9% | $2,551-83.6% |
| Participant deferral / active EE | $2,547 | $3,214-20.8% | $5,453-53.3% | $4,139-38.5% |
| Admin fee / account holder | $35 | $6,352-99.4% | $14,116-99.7% | $7,234-99.5% |