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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,033 | $123,478-87.0% | $216,567-92.6% | $94,015-82.9% |
| Participation rate | 88.5% | 75.1%+13.4pp | 81.6%+6.8pp | 70.8%+17.6pp |
| Annual return | 16.54% | 23.61%-7.1pp | 12.94%+3.6pp | 17.84%-1.3pp |
| Employer contribution / active EE | $1,263 | $3,136-59.7% | $5,216-75.8% | $2,790-54.7% |
| Participant deferral / active EE | $2,927 | $4,556-35.8% | $6,191-52.7% | $4,249-31.1% |
| Admin fee / account holder | $810 | $12,753-93.6% | $21,981-96.3% | $8,951-91.0% |