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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,033 | $110,137-85.4% | $161,149-90.1% | $82,637-80.6% |
| Participation rate | 88.5% | 72.4%+16.1pp | 78.8%+9.6pp | 68.1%+20.4pp |
| Annual return | 16.54% | 20.69%-4.2pp | 21.16%-4.6pp | 53.51%-37.0pp |
| Employer contribution / active EE | $1,263 | $2,856-55.8% | $4,360-71.0% | $2,552-50.5% |
| Participant deferral / active EE | $2,927 | $4,575-36.0% | $6,153-52.4% | $4,126-29.1% |
| Admin fee / account holder | $810 | $9,467-91.4% | $15,194-94.7% | $7,339-89.0% |