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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,435 | $160,070+10.2% | $147,117+19.9% | $145,897+20.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.80% | 98.69%-84.9pp | 420.54%-406.7pp | 552.29%-538.5pp |
| Employer contribution / active EE | $16,626 | $5,285+214.6% | $4,932+237.1% | $4,663+256.6% |
| Participant deferral / active EE | $10,160 | $8,419+20.7% | $8,065+26.0% | $6,689+51.9% |
| Admin fee / account holder | $475 | $15,035-96.8% | $12,993-96.3% | $13,390-96.5% |