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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,553 | $108,882-94.0% | $96,754-93.2% | $154,746-95.8% |
| Participation rate | 75.0% | 75.1%-0.1pp | 70.3%+4.7pp | 80.7%-5.7pp |
| Annual return | 22.77% | 98.39%-75.6pp | 82.04%-59.3pp | 172.34%-149.6pp |
| Employer contribution / active EE | $1,054 | $3,018-65.1% | $2,679-60.7% | $4,379-75.9% |
| Participant deferral / active EE | $1,203 | $5,323-77.4% | $4,758-74.7% | $6,730-82.1% |
| Admin fee / account holder | $530 | $10,200-94.8% | $8,905-94.1% | $14,365-96.3% |