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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,437 | $156,398-83.7% | $147,318-82.7% | $138,895-81.7% |
| Participation rate | 80.0% | 83.8%-3.8pp | 82.1%-2.1pp | 79.9%+0.1pp |
| Annual return | 18.09% | 78.75%-60.7pp | 70.43%-52.3pp | 145.39%-127.3pp |
| Employer contribution / active EE | $1,231 | $4,853-74.6% | $4,593-73.2% | $4,194-70.6% |
| Participant deferral / active EE | $7,707 | $8,237-6.4% | $7,906-2.5% | $6,396+20.5% |
| Admin fee / account holder | $2,940 | $14,976-80.4% | $13,708-78.6% | $12,562-76.6% |