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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,360 | $174,379+20.6% | $152,093+38.3% | $138,895+51.5% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 13.46% | 74.86%-61.4pp | 66.36%-52.9pp | 145.39%-131.9pp |
| Employer contribution / active EE | $983 | $4,652-78.9% | $4,175-76.5% | $4,194-76.6% |
| Participant deferral / active EE | $990 | $6,159-83.9% | $5,451-81.8% | $6,396-84.5% |
| Admin fee / account holder | $1,622 | $16,880-90.4% | $14,497-88.8% | $12,562-87.1% |