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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,997 | $172,111-74.4% | $150,298-70.7% | $137,256-67.9% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 12.56% | 69.37%-56.8pp | 62.79%-50.2pp | 220.34%-207.8pp |
| Employer contribution / active EE | $6,783 | $4,636+46.3% | $4,154+63.3% | $4,156+63.2% |
| Participant deferral / active EE | $9,611 | $6,166+55.9% | $5,453+76.3% | $6,407+50.0% |
| Admin fee / account holder | $431 | $16,471-97.4% | $14,116-96.9% | $12,270-96.5% |