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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,723 | $156,398-68.2% | $147,318-66.2% | $138,895-64.2% |
| Participation rate | 66.7% | 83.8%-17.1pp | 82.1%-15.4pp | 79.9%-13.3pp |
| Annual return | 16.72% | 78.75%-62.0pp | 70.43%-53.7pp | 145.39%-128.7pp |
| Employer contribution / active EE | $2,611 | $4,853-46.2% | $4,593-43.2% | $4,194-37.7% |
| Participant deferral / active EE | $2,788 | $8,237-66.2% | $7,906-64.7% | $6,396-56.4% |
| Admin fee / account holder | $2,386 | $14,976-84.1% | $13,708-82.6% | $12,562-81.0% |