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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,723 | $162,136-69.3% | $152,301-67.4% | $154,746-67.9% |
| Participation rate | 66.7% | 84.1%-17.4pp | 82.4%-15.8pp | 80.7%-14.0pp |
| Annual return | 16.72% | 91.02%-74.3pp | 80.50%-63.8pp | 172.34%-155.6pp |
| Employer contribution / active EE | $2,611 | $4,890-46.6% | $4,624-43.5% | $4,379-40.4% |
| Participant deferral / active EE | $2,788 | $8,341-66.6% | $8,004-65.2% | $6,730-58.6% |
| Admin fee / account holder | $2,386 | $15,759-84.9% | $14,398-83.4% | $14,365-83.4% |