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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,650 | $227,399-55.7% | $189,758-47.0% | $198,609-49.3% |
| Participation rate | 85.7% | 84.0%+1.7pp | 79.8%+5.9pp | 82.4%+3.3pp |
| Annual return | 14.44% | 61.03%-46.6pp | 52.62%-38.2pp | 202.70%-188.3pp |
| Employer contribution / active EE | $10,648 | $5,526+92.7% | $4,767+123.4% | $5,055+110.6% |
| Participant deferral / active EE | $10,293 | $6,837+50.6% | $5,856+75.8% | $6,977+47.5% |
| Admin fee / account holder | $698 | $25,162-97.2% | $20,388-96.6% | $19,030-96.3% |