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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,706 | $73,532-69.1% | $178,505-87.3% | $74,478-69.5% |
| Participation rate | 53.3% | 66.6%-13.3pp | 77.1%-23.8pp | 67.2%-13.9pp |
| Annual return | 9.05% | 17.49%-8.4pp | 27.16%-18.1pp | 1370.56%-1361.5pp |
| Employer contribution / active EE | $990 | $2,221-55.4% | $3,955-75.0% | $2,626-62.3% |
| Participant deferral / active EE | $1,952 | $4,519-56.8% | $6,280-68.9% | $4,350-55.1% |
| Admin fee / account holder | $124 | $1,813-93.2% | $10,428-98.8% | $1,946-93.6% |