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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,706 | $73,459-69.1% | $178,528-87.3% | $74,429-69.5% |
| Participation rate | 53.3% | 66.5%-13.3pp | 77.1%-23.8pp | 67.2%-13.9pp |
| Annual return | 9.05% | 17.50%-8.4pp | 27.11%-18.1pp | 1368.38%-1359.3pp |
| Employer contribution / active EE | $990 | $2,219-55.4% | $3,950-74.9% | $2,625-62.3% |
| Participant deferral / active EE | $1,952 | $4,515-56.8% | $6,278-68.9% | $4,348-55.1% |
| Admin fee / account holder | $124 | $1,812-93.1% | $10,419-98.8% | $1,944-93.6% |