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| Provider | Service type | Compensation |
|---|---|---|
HAYS FINANCIAL GROUP4 years Filed as: THE HAYS FINANCIAL GROUP, LLC Service code 99 · EIN 41-1931920 | Other Fees | $23,268 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,122 | $36,981-37.5% | $69,701-66.8% | $77,671-70.2% |
| Participation rate | 62.2% | 64.2%-2.0pp | 66.4%-4.3pp | 70.6%-8.4pp |
| Annual return | 10.40% | 29.30%-18.9pp | 100.32%-89.9pp | 31.21%-20.8pp |
| Employer contribution / active EE | $1,428 | $1,267+12.7% | $1,713-16.6% | $2,726-47.6% |
| Participant deferral / active EE | $985 | $2,750-64.2% | $2,887-65.9% | $4,648-78.8% |
| Admin fee / account holder | $91 | $511-82.2% | $4,717-98.1% | $430-78.9% |