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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,233 | $135,905-47.6% | $126,068-43.5% | $198,609-64.1% |
| Participation rate | 75.0% | 85.6%-10.6pp | 84.7%-9.7pp | 82.4%-7.4pp |
| Annual return | 17.23% | 14.07%+3.2pp | 15.01%+2.2pp | 202.70%-185.5pp |
| Employer contribution / active EE | $2,347 | $4,245-44.7% | $3,968-40.9% | $5,055-53.6% |
| Participant deferral / active EE | $3,067 | $8,523-64.0% | $8,214-62.7% | $6,977-56.0% |
| Admin fee / account holder | $3,246 | $21,036-84.6% | $18,264-82.2% | $19,030-82.9% |