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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,641 | $102,938+58.0% | $94,105+72.8% | $138,895+17.1% |
| Participation rate | 100.0% | 74.6%+25.4pp | 71.9%+28.1pp | 79.9%+20.1pp |
| Annual return | 20.02% | 250.28%-230.3pp | 204.55%-184.5pp | 145.39%-125.4pp |
| Employer contribution / active EE | $14,697 | $2,732+438.0% | $2,504+486.8% | $4,194+250.4% |
| Participant deferral / active EE | $15,956 | $4,196+280.2% | $3,881+311.1% | $6,396+149.5% |
| Admin fee / account holder | $511 | $6,600-92.3% | $6,199-91.8% | $12,562-95.9% |