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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,641 | $125,778+29.3% | $114,563+42.0% | $154,746+5.1% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.9%+27.1pp | 80.7%+19.3pp |
| Annual return | 20.02% | 295.14%-275.1pp | 241.09%-221.1pp | 172.34%-152.3pp |
| Employer contribution / active EE | $14,697 | $2,806+423.8% | $2,592+467.0% | $4,379+235.6% |
| Participant deferral / active EE | $15,956 | $4,445+259.0% | $4,142+285.2% | $6,730+137.1% |
| Admin fee / account holder | $511 | $8,190-93.8% | $7,623-93.3% | $14,365-96.4% |