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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,573 | $174,018-91.1% | $136,833-88.6% | $198,609-92.2% |
| Participation rate | 90.9% | 65.1%+25.8pp | 59.0%+31.9pp | 82.4%+8.5pp |
| Annual return | 16.50% | 35.16%-18.7pp | 35.32%-18.8pp | 202.70%-186.2pp |
| Employer contribution / active EE | $3,092 | $1,571+96.8% | $1,319+134.5% | $5,055-38.8% |
| Participant deferral / active EE | $5,116 | $2,873+78.1% | $2,441+109.6% | $6,977-26.7% |
| Admin fee / account holder | $439 | $5,434-91.9% | $4,706-90.7% | $19,030-97.7% |