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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,078 | $108,897+85.6% | $100,378+101.3% | $145,877+38.5% |
| Participation rate | 27.3% | 83.0%-55.7pp | 81.5%-54.2pp | 80.3%-53.0pp |
| Annual return | 22.81% | 58.17%-35.4pp | 49.41%-26.6pp | 551.28%-528.5pp |
| Employer contribution / active EE | $8,809 | $4,420+99.3% | $3,942+123.5% | $4,663+88.9% |
| Participant deferral / active EE | $5,091 | $8,455-39.8% | $8,087-37.0% | $6,691-23.9% |
| Admin fee / account holder | $1,297 | $9,690-86.6% | $7,899-83.6% | $13,402-90.3% |