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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,078 | $108,912+85.5% | $100,383+101.3% | $145,959+38.4% |
| Participation rate | 27.3% | 83.0%-55.7pp | 81.5%-54.2pp | 80.3%-53.0pp |
| Annual return | 22.81% | 57.96%-35.2pp | 49.26%-26.5pp | 561.95%-539.1pp |
| Employer contribution / active EE | $8,809 | $4,423+99.2% | $3,944+123.4% | $4,661+89.0% |
| Participant deferral / active EE | $5,091 | $8,451-39.8% | $8,086-37.0% | $6,689-23.9% |
| Admin fee / account holder | $1,297 | $9,690-86.6% | $7,900-83.6% | $13,398-90.3% |