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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,715 | $112,729-17.8% | $98,716-6.1% | $137,256-32.5% |
| Participation rate | 47.1% | 74.2%-27.2pp | 69.3%-22.2pp | 80.0%-32.9pp |
| Annual return | 12.15% | 38.48%-26.3pp | 31.81%-19.7pp | 220.34%-208.2pp |
| Employer contribution / active EE | $1,233 | $2,725-54.7% | $2,279-45.9% | $4,156-70.3% |
| Participant deferral / active EE | $1,446 | $4,640-68.8% | $4,048-64.3% | $6,407-77.4% |
| Admin fee / account holder | $4,711 | $10,129-53.5% | $8,703-45.9% | $12,270-61.6% |